AML / KYC Policy
The e-currency.exchange platform adheres to strict standards in the field of Anti-Money Laundering (AML) and Know Your Customer (KYC) procedures.
Our goal is to protect users, partners, and the platform itself from involvement in suspicious or illegal financial activities.
1. Core AML / KYC Principles
e-currency.exchange builds its financial control system in accordance with international norms and regulatory requirements.
We strictly follow these principles:
— compliance with international and national AML / CFT standards;
— mandatory verification of clients in case of suspicious or high-risk activity;
— analysis of the origin and sources of funds;
— monitoring of transactional activity;
— exclusion of participation in sanctioned, illegal, or anonymous schemes;
— cooperation with competent authorities when legally required.
2. User Verification Procedure
User identity verification (KYC) is conducted when it is necessary to confirm the legality of transactions or the source of funds.
e-currency.exchange may request:
— proof of identity (passport, ID card, or driver’s license);
— a selfie with the document and a note showing the current date and signature;
— a short description of the intended financial activity;
— information about beneficiaries (for legal entities).
If needed, video verification or additional documentation may be requested.
3. Additional Verification in Case of Transaction Suspension
If a transaction is temporarily suspended under internal control, the client may be asked to provide:
— a photo of their identity document;
— a selfie with the document and a dated note;
Answers to the following clarifying questions:
— From which platform were the funds received?
— For what goods or services was the transfer made?
— Exact amount, date, and time of the transaction?
— Who is the sender (attach proof of correspondence if available)?
— Blockchain transaction links (if applicable)?
The platform reserves the right to request additional documents or clarifications.
Each case is reviewed individually, taking all circumstances into account.
4. Transaction Monitoring and Analysis
All transactions processed through e-currency.exchange undergo multi-level AML screening.
We apply both automated and manual analytical methods, including:
— verification of asset origin;
— comparison of actions with the client’s declared financial model;
— identification of abnormal or suspicious transactions;
— use of professional analytical tools (Crystal Blockchain, AMLBot, etc.);
— maintaining an internal register of suspicious transactions.
Clients are required to confirm the legal origin of assets when necessary.
Acceptable sources include income from:
— employment or entrepreneurship;
— commercial or trading activities;
— investments and official financial instruments;
— lawful contracts or agreements.
5. Recommendations for Crypto Asset Verification
Users are encouraged to verify their crypto assets before initiating exchanges to avoid contact with risky or blocked funds.
Recommended analytical tools:
📌 Crystal Blockchain, Coinpath, Scorechain, AMLBot, etc.
6. List of Prohibited and Suspicious Sources
The e-currency.exchange platform does not process transactions associated with sanctioned, high-risk, or illicit services.
Prohibited categories include:
— darknet markets and shadow platforms;
— crypto mixers and transaction anonymizers;
— exchangers or wallets without KYC procedures;
— high-risk projects;
— entities under international sanctions (OFAC, FATF, EU, UN, etc.);
— Ponzi schemes and illegal investment platforms.
Current list of banned services (regularly updated):
🟥 Bitpapa
🟥 NetEx24
🟥 Bitzlato
🟥 Garantex
🟥 MEGA DARKNET MARKET
🟥 Wasabi Wallet
🟥 Tornado Cash
🟥 Hydra
🟥 WEX
🟥 BTC-e
🟥 ChipMixer
🟥 Stake
🟥 Rapira
🟥 Capitalist
🟥 1xBit
🟥 Roobet
🟥 Anonexch
🟥 Cryptomus
🟥 Lazarus Group
🟥 Sinbad Mixer
🟥 Blender.io
🟥 UniJoin
🟥 Exchmoney
🟥 BestChange (concerning unreliable exchangers)
🟥 and other resources listed in sanctions or risk registries.
⚠️ Important:
Transactions involving such sources may be suspended for review.
If funds are confirmed to be of illegal origin, they will be returned only to the sender’s original address.
The platform reserves the right to update this list without notifying users.
7. Refund Conditions
— If a transaction is deemed unacceptable, a refund is possible only to the original payment details.
— Review period: up to 7 business days from the date of decision.
— Refunds are made only after all checks and partner confirmations are completed.
8. Responsibility for Policy Violations
The e-currency.exchange platform reserves the right to:
— reject a transaction without explanation;
— temporarily restrict account access;
— request additional documents and clarifications;
— freeze assets until their legality is confirmed;
— report data to competent authorities when required by law.
9. Prohibited Activities on the Platform
Strictly prohibited on e-currency.exchange:
— transactions involving criminally obtained funds;
— financing of terrorism;
— participation in shadow or grey financial schemes;
— tax evasion;
— use of forged data or documents;
— attempts to bypass AML / KYC procedures.
Violation of these rules may result in account suspension and reporting to law enforcement.
10. Final Provisions
The AML / KYC Policy of e-currency.exchange aims to:
— ensure the security of clients and partners;
— maintain transparency of all financial processes;
— comply with international financial monitoring standards;
— strengthen global trust in the platform.
e-currency.exchange is more than a digital asset exchange — it is a reliable, transparent, and lawful ecosystem where every user can be confident in the legitimacy of their operations and the protection of their data.